Think about it. What would happen if suddenly, due to an illness or injury, you were unable to work? The ability to earn a living is far and away most people’s largest “asset.”

Long-term disability insurance can help you and your family meet expenses while you are out of work due to an illness or accident. Think of it as insurance for your paycheck.  If you’re fortunate enough to work for an employer that offers a long-term disability plan, it’s important for you to know how much the policy will pay if you’re out of work. At the Chittenden Group our team of experts can help you sort through your options.

You don’t hesitate to insure your home, car, and phone, so why wouldn’t you also protect what pays for all those things—your paycheck?

1. The average 20-year-old worker has more than a 25% chance of becoming disabled before retirement
2. Only 48% of Americans have enough savings to cover three months of living expenses

~Council for Disability Awareness

~Federal Reserve, Report of the Economic Well-Being of US Households in 2016.

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