Workers’ compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers’ compensation provides for the payment of four types of benefits:

• Medical benefits
• Income benefits
• Death benefits
• Rehabilitation benefits

A representative can provide you with complete details on workers’ compensation insurance and recommend cost-effective ways to control expenses through safety engineering and claim services. At Chittenden we have a team of worker’s compensation experts who are here to help you whether through risk assessments, acting as legal liaisons or performing an experience modification factor review.